Quick Answer: Most dental insurance plans cover essential care like exams, cleanings, and some restorative procedures — but coverage varies. At Cedarwood Dentistry in Midlothian, VA, we help you understand your insurance benefits and offer affordable options when coverage falls short.
The world of dental insurance is confusing and hard to navigate. Patients with insurance for dental visits are always concerned with what will and will not be covered. At Cedarwood Dentistry, we do our best to eliminate the confusion by gathering as much information as possible, providing accurate estimates when possible, and keeping our patients informed regarding their treatment plan and financial responsibility.
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What Dental Insurance Typically Covers
Dental insurance is a contract between a patient and and an insurance provider. While dental insurance generally covers restorative treatments, some insurance plans have features built in to save the insurance company money. This may include: only paying for metal fillings or crowns, not fully paying for periodontal cleanings, or not covering certain procedures.
Treatment Recommendations and Providing Accurate Estimates
At Cedarwood Dentistry in Midlothian, Virginia, we only perform dental services that our patients need or desire. This sometimes means that we recommend treatments that are not covered under insurance. For these treatments, we do our best to give estimates about the out-of-pocket cost of care. If we submit a pre-authorization to your insurance company and it gets denied, we also help you navigate alternatives and provide other ways to maximize your dental benefits. By pre-authorizing treatments, we give our patients more accurate estimates. However, once the care is completed, any cost that is not covered by your dental insurance is the patient’s responsibility.
Bridging the Gap for Non-Covered Treatments
For treatments that are not covered by insurance, Cedarwood Dentistry offers an in-house financing plan. The plan costs $300 per year and in addition to covering preventative dentistry services, it saves participants 20% on cosmetic treatments. Depending on the extent of the cosmetic treatment you’re seeking, this could save you money in the long term.
How Cedarwood Dentistry Helps You Maximize Dental Benefits
We want to provide you with the best dental care available in Midlothian and the greater Richmond, Virginia, area. We will work with and file all insurance claims and do our best to maximize your dental benefit. In some instances, you may need to choose between having a higher out-of-pocket cost for better care or a less advantageous dental service with lower out-of-pocket cost. We will do our best to inform you of these decisions and help guide you to what is best for you. In some cases, dental care is expensive; but we think your health and smile are worth the cost.